DIPUTRA, S. S.; ZEN, T. S.; HASANAH, E. N. Effect Of Financial Technology On Cash Holding In Indonesia Using Autoregressive Distributed Lag (ARDL). Journal Integration of Management Studies, [S. l.], v. 1, n. 2, p. 184–193, 2023. DOI: 10.58229/jims.v1i2.94. Disponível em: https://jurnal.integrasisainsmedia.co.id/index.php/JIMS/article/view/94. Acesso em: 3 jan. 2025.