Louis, Evannia Immanuel, and Kurnia Fajar Afgani. “The Influence Of Perceived Risk On Digital Banking To Customer’s Intention To Use Digital Banks In Jabodetabek 2023-2024”. Journal Integration of Management Studies 2, no. 1 (July 4, 2024): 95–106. Accessed March 9, 2025. https://jurnal.integrasisainsmedia.co.id/JIMS/article/view/151.